In a large bowl, combine the masa harina and the salt.
Add the warm water.
Gradually mix the dry ingredients with the water until it forms a large masa dough.
It will look like wet sand.
With wet hands, make a ball of dough. About the size of a tennis ball.
Pat out the dough. It should cover your hand and look like a thick tortilla.
Add 1 tablespoon of refried beans to the center of the masa in your hand.
Fold over the ends to seal up the masa. It will look like a taco or empanada.
Be careful not to squeeze or push out any beans.
Slowly start to flatten the masa out until it resembles a long, pointy football.
Heat the griddle or skillet.
Place the tlacoyos on the griddle.
Cook for 5-7 minutes per side.
Remove from the griddle and place on a plate.
Add desired toppings.
Serve with salsa.
Enjoy!